Benefits & Values

Benefits of Municipal Leasing

  • Reducing Monthly Outlays. Municipal payments are exempt from federal income taxes, so we pass our tax savings on to you in the form of lower rates, keeping your monthly payments affordable.
  • Leveraging Cash Position. If your balance sheet is healthy, keep those cash reserves fully invested and use the income to offset the interest on your lease payments. Our tax-exempt leasing rates may even be lower than the rate you can earn on your invested funds.
  • Preserving Cash. With no up-front cash required, you can use your available capital for operating requirements rather than down payments.
  • Simplifying Financial Transactions. A master equipment lease line can eliminate the hassles of negotiating and bidding multiple purchases. We will fund your entire lease, eliminating the need for underwriting by investment bankers and the need to prepare lengthy documents.
  • Funding Immediate Needs. You'll get the equipment you need now, without waiting for next year’s budget cycle and without the costs and delays of a voter referendum.
  • Pooling Financial Needs for Discounts. Consolidate the equipment needs of all your departments into a single equipment lease line and reap the rewards of lower interest rates.
  • Increasing Financial Control. Coordinate the purchasing activities of multiple departments with a master equipment lease agreement line that guarantees the same affordable terms for every transaction.

Value of Municipal Leasing

  • Speed. Immediate acquisition of the equipment you need.
  • Flexibility. Manageable cash flow with flexible payments that suit your unique budget requirements.
  • Low Cost. Low tax-exempt interest rates.
  • 100% Financing. Fixed rate and term with no up-front costs.
  • Convenience. No expensive and time consuming voter referendum. Your lease payments are paid from current appropriations so they do not create long-term debt.
  • Ownership. Equity that builds with each payment: pay $1 at the end of the lease and you own the equipment.
  • Inflation Hedge. Payment with tomorrow’s dollars at today’s prices.