Finance Application Process

  1. If you are interested in submitting an application, please complete the online application form below. Or if you prefer, you may contact our office at 800-786-0004.
  2. Upon notification of approval, choose your equipment supplier and finalize the price of your equipment.
  3. A BB&T Commercial Equipment Capital representative will help design a financing structure that best meets your business needs.
  4. Your documents will be sent by express mail or e-mail, whichever you prefer.
  5. Once we receive your signed documents, we will place an order for your equipment with your supplier.
  6. When your vendor sends us an invoice for your equipment, we will call you to ensure that everything is delivered, installed and operational. If everything is satisfactory, we will pay the vendor for the equipment and commence the finance agreement.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING NEW ACCOUNTS: To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you including your valid driver’s license or other identifying documents.


Borrower Information


Information on Principals

Principal 1

Principal 2

Principal 3

Bank References

*(Need previous bank if less than 3 years)

Dealer Information

I/we hereby authorize BB&T Commercial Equipment Capital, to investigate my/our credit worthiness and financial responsibility from the information provided above and from any other available sources. Please provide them with the information on the accounts listed above. You will be serving my/our best interests by responding promptly.

If you are entering into a lease transaction and the leased equipment is located in one or more of the states listed below, the leased equipment will be assessed and taxed for Personal Property Tax (PPT) by the appropriate taxing jurisdiction(s) of the location of the leased equipment.

AK - Alaska
AL - Alabama
AR - Arkansas
AZ - Arizona
CA - California
CO - Colorado
CT - Connecticut
DC - District of Columbia
FL - Florida
GA - Georgia
ID - Idaho
IN - Indiana
KS - Kansas
KY - Kentucky
LA - Louisiana 1
MA - Massachusetts
MD - Maryland
ME - Maine
MI - Michigan
MO - Missouri
MS - Mississippi
MT - Montana
NC - North Carolina
NE - Nebraska
NM - New Mexico
OH - Ohio
OK - Oklahoma
OR - Oregon
RI - Rhode Island
SC - South Carolina
TN - Tennessee
TX - Texas
UT - Utah
VA - Virginia
VT - Vermont
WA - Washington
WI - Wisconsin
WV - West Virginia
WY - Wyoming

1 Louisiana - NOTE: CEC will not accept applications for Leases on Titled Assets